Why you should consider credit monitoring services for your security
While technological advancements continue to improve our lives, some unscrupulous internet users find ways to steal data and information from unsuspecting users. It is not uncommon to hear horror stories of how hackers have found their way into even the most secure sites and stole valuable data and information. This is especially nerve-wracking when you suspect your financial information has been compromised, and you may end up losing your hard-earned cash. You can secure your financial data and protect your identity by opting for a credit monitoring service. For example, if you are using your credit card as a secure payment method at an online casino, the service will be able to monitor your credit score and alert you in case there is a data breach on your card or when someone is trying to make payments with your credentials. While these services can notify you when someone opens an account using your credit card details, it is still important to ensure you visit a legit site such as Spin Casino that offers rock-solid encryption technology to ensure your information is safe and secure. You will find several online credit monitoring services, some of which are free, while some premium ones will come with added features and checks to enhance your online security.
Premium Services
One of the leading credit monitoring services is Experian. Besides offering tools to boost your credit score, it protects against identity theft and monitors your credit usage. It also shows FICO scores for the three major bureaus (Experian, Equifax, and TransUnion). One way it protects against credit fraud is by scanning dark web pages to detect whether your credit card information has been stolen and taking appropriate steps to deal with it. You can even try it for free for a month. TransUnion is another credit monitoring service that, in addition, offers free identity protection. It allows customers to monitor their credit score anytime to see if anything has changed. With this service, if a hacker applies for credit using your credentials, the Credit Lock feature will lock down your account until you unseal it, thus preventing hackers from accessing your credit information. Another popular credit monitoring service is Equifax, which will also show your credit scores across the three bureaus. It will also send alerts when suspicious activities are detected in your account, such as when someone tries to apply for credit under your name.
Free services
Although they do not come with advanced features, you can still find free credit monitoring services. One of them is Credit Karma, which allows customers to check their credit scores for free as often as they would like. It also offers access to credit scores from Equifax and TransUnion. It will also send weekly reports and inform you if there is a change in your credit score. The site also shows factors that affect your credit score, such as using too much of your credit card limit. Mint also allows users to check their credit score for free. Also, all the information you provide is encrypted to enhance your privacy. You may also want to check FreeCreditReport.com, which updates your information after every 30 days and gives you the option to check your Experian credit report.
