Over 11.29 crore loans worth Rs. 6.41 lakh crore disbursed under Pradhan Mantri Mudra Yojana (PMMY) across country during FYs 2019-21

Ten News Network

On Jul 20, 2021

Under Pradhan Mantri Mudra Yojana (PMMY) over 11.29 crore loans amounting to Rs. 6.41 lakh crore have been disbursed across the country during FY 2019-20 and FY 2020-21 as informed by Member Lending Institutions (MLIs). This was stated by Minister of State for Finance Dr Bhagwat Kisanrao Karad in a written reply to a question in the Rajya Sabha today.

The Minister also stated that over 30 crore loans amounting to Rs.15.97 lakh crore have been sanctioned under PMMY since inception of the Scheme in April, 2015.

Under Pradhan Mantri Mudra Yojana (PMMY) institutional credit up to Rs. 10 lakh is provided for entrepreneurial activities to micro/small business units by Member Lending Institutions (MLIs) viz. Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs), the Minister stated.

Responding to a question about Scheme helping in reduction of unemployment , the Minister stated that as apprised by the Ministry of Labour and Employment (MoLE), a sample survey was conducted at the national level to estimate employment generation under PMMY. As per the survey results, PMMY helped in generation of 1.12 crore net additional employment during a period of approximately 3 years (i.e. from 2015 to 2018). At an overall level, Shishu category of loan has about 66% of share among additional employment generated by establishments owned by MUDRA beneficiaries followed by Kishore (19%) and Tarun (15%) categories respectively.

However, the Minister stated, data pertaining to unemployed persons who have been extended loans under PMMY is not maintained by the Government of India as a separate category.

State-wise details of the loans provided during this period is provided in the table given below.


State-wise data of No. of accounts and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2019-20 and FY 2020- 21)
Amt in Rs. crore
		FY 2019-20		FY 2020-21		Total
Sr No	State Name	No Of A/Cs	Disbursement Amt	No Of A/Cs	Disbursement Amt	No Of A/Cs	Disbursement Amt
1	Andaman and Nicobar Islands	1733	73.12	5,468	119.32	7,201	192
2	Andhra Pradesh	844501	10090.71	11,52,152	11,564.66	19,96,653	21,655
3	Arunachal Pradesh	23288	150.56	6,159	172.12	29,447	323
4	Assam	1668347	7571.6	11,89,829	7,399.66	28,58,176	14,971
5	Bihar	6712494	26340.31	53,06,694	24,019.78	1,20,19,188	50,360
6	Chandigarh	24313	390.16	20,295	432.22	44,608	822
7	Chhattisgarh	1261018	6691.69	10,27,266	6,423.07	22,88,284	13,115
8	Dadra and Nagar Haveli	2899	42.78	3,787	51.09	6,686	94
9	Daman and Diu	766	22.37	1,140	19.11	1,906	41
10	Delhi	568596	5069.32	3,30,497	4,003.83	8,99,093	9,073
11	Goa	39040	480.46	37,520	501.47	76,560	982
12	Gujarat	2096393	13529.73	14,30,956	11,313.24	35,27,349	24,843
13	Haryana	1155917	7623.25	10,05,453	7,303.11	21,61,370	14,926
14	Himachal Pradesh	107865	2226.32	1,30,494	2,163.83	2,38,359	4,390
15	Jharkhand	1720485	7767.09	16,68,281	8,177.78	33,88,766	15,945
16	Karnataka	5733127	29702.91	46,45,196	29,785.29	1,03,78,323	59,488
17	Kerala	2176889	12921.14	15,86,258	11,238.55	37,63,147	24,160
18	Lakshadweep	796	6.15	1,799	22.94	2,595	29
19	Madhya Pradesh	3557948	18578.04	32,49,158	17,822.84	68,07,106	36,401
20	Maharashtra	4769888	27394.57	37,54,163	24,624.06	85,24,051	52,019
21	Manipur	90175	393.43	69,906	406.68	1,60,081	800
22	Meghalaya	44416	266.45	40,478	402.43	84,894	669
23	Mizoram	20435	236.09	12,716	211.15	33,151	447
24	Nagaland	15082	169.84	19,787	244.48	34,869	414
25	Odisha	3715335	15154.36	36,34,998	14,919.04	73,50,333	30,073
26	Pondicherry	139444	756.63	1,08,775	606.91	2,48,219	1,364
27	Punjab	1281307	8605.75	10,94,143	7,065.11	23,75,450	15,671
28	Rajasthan	2994534	19366.09	24,81,296	18,223.39	54,75,830	37,589
29	Sikkim	19862	171.67	15,356	193.09	35,218	365
30	Tamil Nadu	7117666	34615.11	49,47,732	28,534.56	1,20,65,398	63,150
31	Telangana	1435626	8986.82	6,36,219	6,765.03	20,71,845	15,752
32	Tripura	397094	1555.3	3,26,855	2,040.35	7,23,949	3,596
33	Union Territory of Jammu and Kashmir	155153	3470.5	2,94,501	5,401.94	4,49,654	8,872
34	Union Territory of Ladakh	5602	174.66	8,477	223.75	14,079	398
35	Uttar Pradesh	5861422	29801.37	47,38,452	27,875.13	1,05,99,874	57,677
36	Uttarakhand	301996	2830.41	3,01,870	2,953.57	6,03,866	5,784
37	West Bengal	6176529	26457.88	54,50,920	28,529.86	1,16,27,449	54,988
	All India	62237981	329684.64	5,07,35,046	3,11,754.44	11,29,73,027	6,41,439.08
	*Source: Data uploaded on Mudra Portal by Member Lending Institutions (MLIs)*