Applying for an Axis Credit Card is Simpler Than you Think

An Axis Bank Credit Card heightens every shopping experience, thanks to the assortment of advantages it offers, such as rewards, air miles, deals and discounts, access to airport lounges and cashbacks. Axis Bank Credit cards are designed to fit in perfectly with your preferences. There are 22 different kinds of Axis Credit Cards that are co-branded with top brands like Flipkart, Indian Oil, and Vistara, to name a few.  

With such attractive benefits, why postpone the idea of getting an Axis Bank Credit Card anymore? Applying for one is much simpler than you think. If you have been wondering about “How to apply for an Axis Bank Credit Card”, here is your answer. 

Picking the Right Credit Card

The first thing you need to do when applying for a credit card from Axis Bank is, choose the Axis Credit Card that suits you the best; take a look:

  1. Cashback card
  2. Shopping Card
  3. Rewards Card
  4. Travel card
  5. Life-Time Free Card
  6. Entertainment Card
  7. Business card
  8. Lifestyle Card

Once you decide on the credit card you want, you might want to check your eligibility. Though the criteria are quite basic, it is recommended that you check them before applying. 

Axis Bank Credit Card Eligibility Check

Age Group 18 years to 70 years 

Over 15 years (Add-On CardHolder)

Minimum Income A Fixed Deposit of INR 20,000 or above
Employability Self Employed/ Salaried
Interest-Free Period Up to a period of 50 days
Cash Withdrawal Charges INR 250 or 2.5% of the amount withdrawn

 

If you fulfil the eligibility criteria, you can apply for an Axis Bank Credit Card both online and offline. Here’s how to apply for credit card :

  • Applying for an Axis Credit Card Online

To apply, you can visit the bank’s website and fill out the Online Application form. Another easy way of doing this is through the Bajaj MARKETS website. Here you just need to follow the steps given below:

  1. Visit Bajaj MARKETS and under Credit Cards, select Axis Bank.
  2. You can then compare the various credit card options that you have and pick the one you like
  3. Enter your personal and professional details and Check the offers
  4. Click on Apply and upload the following documents:
    1. ID Proof
    2. Recent photographs
    3. Address proof 
  • Applying for an Axis Credit Card Offline

Applying for the card offline is quite similar to applying online; it’s just you’ll have to visit the bank branch physically, fill in the Application Form and attach the required documents. 

Axis Bank Credit Card Rejection

However, when you are applying for an Axis Credit Card, keep in mind the following pointers that can lead to disapproval or rejection of your credit card:

  1. A credit score that’s too low 
  2. Your employment is not stable
  3. You do not have the required monthly income
  4. Do not fall into the age eligibility criteria
  5. You work in a delisted organisation

Conclusion

Tailored to your preferences, Axis Bank Credit Cards help you earn as you spend. Apply for the right card today and enjoy multiple benefits. 


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